Costs to budget for when you buy

The price of the home is only one line of the budget. This page names the other lines so that you can ask about each of them. It gives no rates and no amounts.

1. Taxes on the purchase

   Which taxes apply depends on the kind of home and on the buyer. Ask your adviser to give you the figure for your case.

   To verifyLegal or tax matter: no figure or rule is stated here. To be checked with a lawyer or tax adviser before publication.

2. Notary and registry

   Costs linked to signing the deed and registering it. Ask for an estimate in writing.

   To verifyLegal or tax matter: no figure or rule is stated here. To be checked with a lawyer or tax adviser before publication.

3. Legal support

   Ask what your lawyer will do, and how the fee is set.

   To verifyLegal or tax matter: no figure or rule is stated here. To be checked with a lawyer or tax adviser before publication.

4. Mortgage costs, if you borrow

   Valuation, arrangement and other costs of a loan. Ask the bank for the full list.

   To verifyLegal or tax matter: no figure or rule is stated here. To be checked with a lawyer or tax adviser before publication.

5. Running costs after you buy

   Community fees, local property tax, utilities, insurance. Each listing shows the figures that are known; ask for the rest.

   To verifyCheck which running costs the listing data provides (ReSales fields).