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How buying a home in Spain works

The usual path from the first idea to the keys, as a list of steps and of questions to put to the office.

2 min de lectura · Last reviewed: To verify

To decideStructure only, written for this preview: whether this guide is kept is decided with the client and Daniel. No rule, tax or amount is stated; each legal or tax topic carries “To verify”.

This is a map, not a manual. It lists the steps in the order most buyers meet them, and the questions to ask at each one. Rules, taxes and deadlines are deliberately not stated here: they change, and they must come from a lawyer.

  1. Say what you need

    How you will use the home, the budget you are comfortable with, the size, the setting.

  2. Elija una zona

    Look at the areas, visit more than one, and visit out of season if you can. See the guide Choosing the right area.

  3. See homes with the office

    Ask the office to show you homes that match, and to say when nothing does.

  4. Make an offer and reserve

    Ask what a reservation involves, what is paid at this stage and what happens to it if the purchase does not go ahead.

    To verifyLegal or tax matter: no figure or rule is stated here. To be checked with a lawyer or tax adviser before publication.
  5. Checks before you sign

    Ask your lawyer which checks are needed on the property, the seller and the documents, and who will make them.

    To verifyLegal or tax matter: no figure or rule is stated here. To be checked with a lawyer or tax adviser before publication.
  6. Signing and completion

    Ask who must be present, which documents are needed on the day, and how the payment is made.

    To verifyLegal or tax matter: no figure or rule is stated here. To be checked with a lawyer or tax adviser before publication.
  7. After completion

    Utilities, community of owners, insurance, local taxes. Ask the office what it can help with after the keys.

    To verifyLegal or tax matter: no figure or rule is stated here. To be checked with a lawyer or tax adviser before publication.

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